TERM LIFE INSURANCE
WE DON'T KNOW WHAT THE FUTURE BRINGS
WHAT IS TERM LIFE INSURANCE?
Term life insurance, commonly referred to as pure life insurance, is a type of death benefit that pays the policyholder's beneficiaries within a predetermined period. Insurance policies may have terms of 10, 15, or 20 years available.
This is the most popular type of coverage. With this plan you get a lot more coverage for a lot less money. The plus with this plan If you get approved for it, it locks in your rates. So you don’t have to worry about the price going up every 5 years. It will stay the same the entire time.
If the insured individual passes away within the predetermined number of years, then term life insurance pays the defined death benefit to the insured's beneficiaries.
Age, health, and life expectancy are all factors that may affect the cost of term life insurance.
It can be possible to convert term life insurance to whole life insurance, depending on the insurer.
Cash Back Term
This plan comes with a 100% guarantee. During the life of the policy if anything happens to you, it pays out to your family. If nothing happens to you, and you outlive the policy, they return 100% of every dollar you ever spent on it, Tax Free! And lastly it has built in living benefits which means if you have any critical, chronic, or terminal illness, such as heart attack, stroke, cancer, they actually pay out to you while you are unable to work. With this plan there is no way to lose.
Why Choose Term Life
A high payout is assured at an affordable premium.
Increases Coverage Options
It can also be used to supplement your other insurance coverage.
Cost of term life insurance vs whole life insurance is considerably less.
Let Trinity Guide You
Choosing the perfect insurance can be overwhelming at first. Thankfully, our friendly agents are here to help. Their years in the industry, excellent customer service, and extensive knowledge of available plans and policies will help guide you through this complicated process.